Warsaw Homes under $400,000

Welcome to Warsaw, Missouri, a charming city nestled in the heart of Benton County. Known for its stunning lakeside views and vibrant community spirit, Warsaw offers a unique blend of small-town charm and modern conveniences. With its rich history and beautiful natural landscapes, this delightful city is the perfect place to call home.

One of the most appealing aspects of Warsaw is its affordability in the real estate market. If you’re searching for homes under $400,000, you’ll be pleased to find a variety of options that cater to diverse lifestyles and preferences. From cozy cottages to spacious family homes, the properties in this price range offer excellent value without compromising on quality or comfort.

Families will appreciate the excellent local schools and recreational opportunities, including the nearby Lake of the Ozarks, which is perfect for boating, fishing, and enjoying the great outdoors. The community is also home to several parks, shops, and restaurants that foster a warm, welcoming atmosphere.

Whether you’re a first-time homebuyer or looking to downsize, Warsaw presents an inviting real estate market with homes that fit every budget. With its picturesque surroundings and friendly residents, it’s easy to see why so many people are choosing to make Warsaw their home.

Explore the possibilities in this beautiful city today, and discover your dream home in Warsaw, MO! With homes available under $400,000, you’ll find the perfect balance of comfort, affordability, and community in this hidden gem of Benton County.

Newest Warsaw Homes under $400,000

$73,000

1 Beds ⋅ 1 Baths ⋅ 60335995 MLS

This 2 bed, 560 sq ft property at 29443 Upton St, Warsaw, MO presents a prime opportunity for investors or hands-on buyers. Features an attached lower-level single-car garage, private well, septic system, and window cooling units. Situated in an HOA community ($110/yr) with existing appliances remaining on site. Bring your vision and toolbelt to clear, update, and fully unlock this home's true potential!

29443 Upton Street, Warsaw

$139,900

2 Beds ⋅ 1 Baths ⋅ 60335928 MLS

Home For Sale Warsaw MOEnjoy lake-area living at 11601 Caboose Cir, Warsaw, MO 65355! Situated on approximately 1.15+/- acres in the Bent Tree Harbor area, this well-kept home offers 2 bedrooms, 1 bathroom, and a finished walkout basement with space that could potentially serve as a third bedroom. Approximately 1,436 sq. ft. of finished living space, giving you plenty of room for full-time living, a weekend getaway, or a lake retreat.Inside, you'll find a comfortable floor plan highlighted by a wood-burning fireplace, perfect for cool Missouri evenings. The screened-in sunroom provides a relaxing place for morning coffee, entertaining friends, or simply enjoying the peaceful setting. Outside, a 30x24 shop provides valuable space for vehicles, a boat, fishing gear, tools, or hobbies. The property also features a fenced front yard, while the acreage gives you room to enjoy the outdoors.Home For Sale Truman LakeLocation is a major highlight! This property is in the Warsaw area with Harry S Truman Reservoir practically in your backyard. Truman Lake is known for outstanding fishing, boating, swimming, camping, hiking, and wildlife viewing. Anglers can pursue crappie, bass, catfish, walleye, and more, making this a great home base for anyone who loves spending time on the water.Warsaw also puts you between two of Missouri's favorite lake destinations--Truman Lake and Lake of the Ozarks. The Lake of the Ozarks begins around the Warsaw/Osage River area, giving residents access to even more boating, fishing, and waterfront recreation. Nearby Drake Harbor and Warsaw Riverfront & Trails offer scenic waterfront trails, parks, boat access, and easy access to downtown Warsaw.Whether you're searching for a full-time home, weekend lake getaway, or property with room for your boat and outdoor toys, 11601 Caboose Cir offers a great combination of living space, shop space, and access to some of the best outdoor recreation in the Warsaw area.

11601 Caboose Circle, Warsaw

$249,900

2 Beds ⋅ 1 Baths ⋅ 60333869 MLS

This property offers so much potential with plenty of space both inside and out! The home features 2 bedrooms and 1 bathroom situated on a large, treed lot. All kitchen appliances stay with the property. Enjoy the great outdoor patio featuring a beautiful stone fireplace, perfect for relaxing or entertaining.A nicely detailed garage built in 2019 adds even more value, along with a second large detached garage offering a recreation room and bathroom. Upstairs, you'll find an additional bedroom, providing flexible space for guests, hobbies, or additional living quarters. The property also features an RV spot with hookup. With multiple garages, versatile living spaces, and a spacious lot, this unique property has so much to offer!

31707 Catfish Street, Warsaw

$150,000

1 Beds ⋅ 1 Baths ⋅ 60333240 MLS

Welcome home to this neat and cozy 1-bedroom home situated on a spacious corner lot plus 2 additional lots, offering plenty of room to spread out and enjoy the outdoors! Move-in ready, this charming property offers comfortable, easy living with appliances and window coverings included.Step outside to the covered deck--the perfect place to relax, enjoy your morning coffee, or unwind outdoors in nearly any kind of weather. The property also includes a storage shed for tools, lake gear, and outdoor equipment, plus a chicken coop. A portion of the property is fenced and was previously used for goats, while an additional fenced area provides convenient space for dogs or other pets.Located close to community boat ramps, docks, and parks, you'll have convenient access to boating, fishing, recreation, and all the fun that comes with lake-area living. Whether you're looking for a full-time residence, weekend lake getaway, or an affordable place to call your own, this inviting property offers a great combination of space, versatility, and relaxed lake living.

28085 Horn Street, Warsaw

$239,900

3 Beds ⋅ 3 Baths ⋅ 60332157 MLS

This isn't a quick cosmetic remodel. This 3-bedroom, 2.5-bath home was taken down to the studs and rebuilt with major updates throughout, including the roof, plumbing, electrical, HVAC, kitchen, bathrooms, flooring, drywall, fixtures, doors, appliances and more. The vaulted wood ceilings and exposed beams give the main living space some serious character, while the open kitchen and living area make the house work just as well for a weekend crowd as it does for everyday living. A full unfinished basement adds plenty of storage and room for future expansion.Outside, the massive deck gives you a great place to take in the Lake of the Ozarks setting, including a view of the water. There's also a community boat ramp available for convenient lake access. Truman Lake is extremely close as well, putting two major Missouri lakes right at your doorstep while still keeping you just minutes from Warsaw and Warsaw High School.The property also has a proven history as a successful short-term rental, making it worth a hard look for investors. Whether you're after a lake-area home, a weekend place, a full-time residence, or a property that can help pay for itself when you aren't using it, this one gives you several ways to make it work.

31569 Spring Avenue, Warsaw

$319,000

2 Beds ⋅ 2 Baths ⋅ 60332119 MLS

Enjoy year-round Truman Lake views and the relaxed lake lifestyle in this inviting 2-bedroom, 2-bath home situated on three lots bordering Corps of Engineers land. Designed for comfortable living and unforgettable weekends, this property offers the perfect blend of privacy, recreation, and convenience--whether you're searching for a full-time residence, vacation home, or weekend retreat.The welcoming living room features a cozy wood-burning fireplace, creating the perfect place to unwind. New carpet adds a fresh touch, while the bright sunroom showcases beautiful year-round views of Truman Lake--an ideal spot to enjoy your morning coffee or watch the abundant wildlife.The full walkout basement offers additional sleeping space, a wet bar, and plenty of room for entertaining family and friends. It's the perfect setup for hosting guests after a day of boating, fishing, or exploring the lake.Although the original portion of the home was built in 1954, with a newer addition completed later, you'll appreciate its pristine condition, timeless character, and thoughtful updates--including a new roof and new gutters installed this year, along with a newer A/C system.Outside, you'll find a firepit, a two-car detached garage with a workshop, and a carport, providing ample space for vehicles, a boat, fishing gear, and lake toys. The three lots offer additional outdoor space, while the adjoining Corps ground enhances the property's privacy and natural surroundings.Ideally located just two minutes from Long Shoal Marina and approximately 10 minutes from downtown Warsaw and the Lake of the Ozarks, you'll enjoy quick access to boat launches, marinas, waterfront dining, shopping, and some of Missouri's best fishing and outdoor recreation.Wake up to beautiful lake views, spend your days on the water, and come home to the peace and beauty of Truman Lake--where every day feels like a vacation.

28446 Panorama Road, Warsaw

$299,990

60321047 MLS

Rare Turnkey Duplex - Walk to Harbor & Downtown | Warsaw, MO Opportunities like this don't come along often. Located at 712-714 Arcadia Street, this fully updated duplex combines prime location, flexible living, and strong income potential--all just a short walk to the harbor and downtown Warsaw's shops, dining, and local attractions. 🏡 Two Units, Multiple Opportunities Unit 1: 2 bedrooms, 1.5 bathrooms with full basement access Unit 2: 2 bedrooms, 1 bathroom Live in one unit and rent the other, or rent both for maximum income. Perfect for investors, house-hackers, or future retirees looking for a second home. 🔨 Fully Updated - Move-In Ready Brand new heat pumps for both units New garage doors Fresh flooring and interior paint Updated lighting and plumbing fixtures Large front deck--ideal for relaxing or entertaining 🚗 Room for Everything Ample parking for boats, trailers, ATVs, and multiple vehicles Easy in/out access--perfect for tournament mornings or weekend adventures No tight spaces or off-site storage needed 📍 Location That Sets It Apart Walking distance to the harbor and fishing tournament areas Walking distance to downtown Warsaw Close to shopping, dining, and local attractions 💰 Built-In Value Income potential from one or both units Low-maintenance, turnkey condition saves time and money Flexible options: live in one, rent the other, or fully lease for cash flow ⚡ Why This Property? Because it offers something rare in today's market: An updated, income-producing property in a walkable, high-demand location--with space and convenience for your lifestyle.

712 - 714 Arcadia Street, Warsaw

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