Urbana Homes under $400,000

Welcome to Urbana, Missouri – a hidden gem nestled in the heart of the Ozarks, where small-town charm meets the beauty of nature. With its picturesque landscapes, friendly community, and rich history, Urbana is the perfect place for those seeking a peaceful retreat without sacrificing modern conveniences.

Urbana boasts a vibrant atmosphere, with a variety of local shops, delightful eateries, and recreational opportunities. The nearby Lake Pomme de Terre offers a plethora of outdoor activities, from fishing and boating to hiking along scenic trails. Families will appreciate the area’s excellent schools and community events that foster a strong sense of belonging.

For homebuyers looking for affordability without compromising quality, Urbana presents an enticing selection of homes priced under $400,000. Whether you're in search of a cozy starter home or a charming retreat, the real estate market here offers diverse options that cater to various lifestyles. From quaint cottages to spacious family homes, you’ll find properties that reflect the warmth and character of this wonderful community.

Imagine waking up to the serene sounds of nature, enjoying your morning coffee on a sunlit porch, and spending weekends exploring the stunning Ozark scenery. Urbana isn’t just a place to live; it’s a place to thrive. With its affordable homes and welcoming community spirit, Urbana, Missouri, invites you to make it your next home sweet home. Don’t miss the opportunity to discover all that this enchanting town has to offer!

Newest Urbana Homes under $400,000

$399,900

1 Beds ⋅ 60334059 MLS

No power or water or sewer. OUTHOUSE only. Power is nearby. Hunters retreat? Corporate Retreat? Bug out Retreat? This one has it all. Pond (still wet with no rain since june) Its believed to have a spring in it and there are bull frogs but seller makes no gurantee what type of spring if any. Wet weather creeks galore, BIG game, and A one of a kind hunting cedar cabin erected and built by a Silver Dollar city crafts worker complete with propane tanks kitchen, sleeping loft and stove with custom outhouse. There are trails through the property that could use a good cleaning and some of the trails do meander between properties on top of ridges. There are no fences in between properties out in this wonderful part of the country. Lots of mature lumber and power is nearby if you wanted to convert to full time living it could be easily achieved. Come see the stars! No light pollution and complete silence!

000 County Road 316, Urbana

$100,000

3 Beds ⋅ 2 Baths ⋅ 60333968 MLS

This 3 bedroom, 2 bath home on a sprawling .73 acre lot is ready for new owners! Greeting you as you pull up with an adorable covered porch. When you walk inside you'll be welcomed in by a spacious living room, with lots of natural light, a kitchen/dining combo with a nice window view of the large backyard and plenty of cabinet space, and a large utility/laundry room. Backyard is mostly level, beautiful trees throughout and fenced on 2 sides, with a storage shed. Roof is new, fully replaced 2 years ago. This home has so much to offer, with a little TLC and updating it will be the cutest gem at a great price!

405 N Atlantic Street, Urbana

$330,000

4 Beds ⋅ 3 Baths ⋅ 60328372 MLS

Welcome to Serenity House, where million-dollar views of Pomme De Terre Lake are front and center! This 4-bedroom, 3-bath lakefront home features panoramic water views and a multi-level layout designed for entertaining and relaxing. Take in the scenery from the covered upper deck, the mid-level deck, or the expansive lower concrete patio.Inside, you'll find spacious bedrooms, including two primary suites with private en-suite baths, plus a back wall of windows that flood the home with natural light while showcasing the incredible lake views. The game room with a kitchenette if a fun addition providing a fun space for entertaining and hosting guests.Additional highlights include two pellet stoves, newer HVAC, a 2-car garage, storage shed, and an oversized driveway. Recent exterior improvements include fresh paint and driveway updates, adding to the home's curb appeal and functionality. Currently operating as a successful Airbnb with a strong rental history, this property also offers negotiable furnishings, making it an outstanding turnkey opportunity. Whether you're looking for a personal lake retreat, an income-producing investment, or the perfect combination of both, Serenity House delivers.

27014 Co Rd 316, Urbana

$270,000

3 Beds ⋅ 2 Baths ⋅ 60326854 MLS

Welcome to your slice of country paradise in Urbana, Missouri! Situated on 2.02 picturesque acres in the highly sought-after Skyline School District, this beautifully updated 3-bedroom, 1.5-bath home offers the perfect blend of modern comfort and peaceful rural living. Step inside to find gorgeous flooring throughout and enjoy the benefits of a complete interior remodel, creating a warm, inviting atmosphere that's move-in ready. The spacious kitchen remains a standout feature, offering ample room for cooking, gathering, and entertaining. Outside, the possibilities are endless. The expansive yard provides plenty of space for outdoor activities, gardening, recreation, or simply enjoying the tranquility of country life. A standout feature of this property is the impressive 40x60 insulated shop building with concrete floors, electricity, and a full bathroom with shower. Whether you're looking for a workshop, business space, hobby area, equipment storage, or the ultimate man cave, this versatile building is ready to meet your needs. An additional oversized 1-car garage offers even more storage and functionality. Conveniently served by Southwest Electric, this property combines rural charm with everyday convenience. Located just minutes from Pomme de Terre Lake, outdoor enthusiasts will love the easy access to boating, fishing, and recreation. Plus, you'll enjoy being close to medical facilities, restaurants, gas stations, and other essential amenities while still embracing the peaceful pace of country living. Don't miss this rare opportunity to own a beautifully updated home with acreage, exceptional outbuildings, and an unbeatable location in one of the area's most desirable school districts!

28205 State Highway Nn, Urbana

$145,000

3 Beds ⋅ 2 Baths ⋅ 60326175 MLS

Welcome home to this charming 3-bedroom, 2-bathroom residence in the heart of Urbana, MO with Skyline Schools! From the moment you arrive, the inviting front porch sets the tone for the warmth found throughout. Step inside to find low-maintenance vinyl flooring that flows seamlessly through every room, creating a clean, cohesive look that's as practical as it is appealing. The quaint kitchen and dining area offer a cozy, intimate atmosphere -- ideal for everyday meals or gathering with friends and family.The primary bedroom is a true retreat, featuring a private closet and a generously sized en-suite bathroom designed to give you the space you deserve. Two additional bedrooms provide flexibility for guests, a home office, or a growing family (the back East bedroom does have an exterior door).Out back, the oversized covered deck is an added bonus overlooking the hay field in the Summers. A concrete driveway adds curb appeal and lasting durability for years to come.Perfectly situated just minutes from Highway 65, commuting and travel are a breeze. Don't miss your chance to own this cozy gem in a small-town setting with big-time charm. Schedule your showing today!

114 S Main Street, Urbana

$180,000

3 Beds ⋅ 2 Baths ⋅ 60320549 MLS

You tell yourself you're only buying a weekend place.Then somehow... you're finding reasons to leave work early on Fridays.This 3-bedroom, 2-bath lake home sits just minutes from the boat ramp, where the schedule slows down and the only thing on the agenda is getting out on the water.Coffee on the front porch with a view of the lake. The boat in the water before most people finish breakfast. Friends dropping by because they know exactly where you'll be. Evenings that somehow get a little longer every time you're here.Inside, the layout is comfortable, practical, and ready for whatever the weekend brings. Whether it's just the two of you or a house full of family after a day on Pomme, it feels like the kind of place that's meant to be lived in, not locked up.Some lake homes get visited a few weekends a year.This is the one that quietly becomes your favorite place to be.Close to the boat ramp. Easy to enjoy. Even harder to leave.If you've been waiting for a lake place that feels like an escape the minute you pull in the driveway, this one deserves a look before someone else is backing their boat down the ramp instead of you.

25425 County Road 327, Urbana

$199,999

3 Beds ⋅ 2 Baths ⋅ 60319776 MLS

Back on the Market! No fault of the Sellers. Tucked away in Urbana with the kind of privacy so many buyers are looking for, this updated three bedroom, two bath home feels warm, welcoming, and easy to settle into. Inside, you'll find nice flooring, a comfortable layout, and rustic touches that give the home a cozy feel without losing function. The covered back deck is a standout, offering the perfect place to unwind, grill out, or watch a spring rain roll in over the open space behind you. And for anyone needing extra room for projects, storage, or hobbies, the brand new oversized shop with electric and concrete floors is a huge bonus. If wide open spaces, a little breathing room, and a place that feels like home are on your list, this one is worth a look.

116 S Main Street, Urbana

$230,000

1 Beds ⋅ 1 Baths ⋅ 60318090 MLS

Land for sale in Urbana MissouriThis 1-bedroom, 1-bathroom 3600 plus square foot building and efficiency apartment sets approximately 2 miles from Pomme de Terre Lake on 3 acres m/l. The apartment offers 1 bathroom, washer/dryer hookup, plumbed for a gas stove and just needs your finishing touches. The 3600 square foot red iron building is wired with 3-phase electric, spray foam from top to bottom and offers metal reinforced concrete floors that can withstand the weight of large trucks and equipment. Besides the front and rear entry doors this building also has 3-12ft x 14ft overhead doors and 1-10ft x 10ft overhead door. This property sets in the Award-Winning Skyline School district. Whether you're looking to start or move your current business or want to build a barndominium, this property is ready for you.Commercial Investment Property for sale in Hickory County MissouriUrbana sets 35 minutes south of Warsaw and 20 minutes north of Buffalo. Both towns offer all of your shopping needs and have medical services. Urbana is a 55-minute drive to Springfield. Boats ramps, fishing and hunting within minutes from your doorstep.

0000 Co Rd 316, Urbana

$95,000

2 Beds ⋅ 1 Baths ⋅ 60307593 MLS

Wonderful country setting from the drive in on CR 365C to arriving at the property is so tranquil. This property has so many nice features, 2 bedroom, 1 bathroom, 728 square feet of rustic living with covered decks. The kitchen has so much character, seller has updated the property including a bath remodel in 2025. The property is a .8 acre lot that borders Corp land and minutes from the Pomme de Terre lake access. For the hunter enthusiast a deer stand is set up on the property and stays with the property. There is a wet weather creek that runs through the property. The wildlife is plentiful, and the interior is so cozy to enjoy and love the country lifestyle. Currently, there is an electric fence that will go with the seller along with the horse! All appliances stay and furnishing are negotiable. The septic and well is on this property and the neighbor shares access with the water. The shed has electric and would be a nice workshop. The property is surrounded by woods and waiting for you!

26756 County Road 365c, Urbana

Start Your Search

The data relating to real estate for sale on this web page comes in part from the Internet Data Exchange (IDX) of the Southern Missouri Regional MLS, LLC, Inc. Real estate listings held by Brokerage firms other than our company are marked with the IDX logo and detailed information about them includes the name of the listing Brokers. The information being provided is for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information being provided is not guaranteed, and all information should be verified by the consumer. Any representation that a web site contains all listings shall only mean that the website contains all listing available to the public through the IDX data feed. There may be other properties offered through a REALTOR® that have not been displayed on this site. © 2026 Southern Missouri Regional MLS, LLC. All rights reserved. Last Updated:

SOMO MLS respects the intellectual property rights of others and expects you to do the same. Per the DMCA, SOMO MLS will respond expeditiously to claims of copyright infringement on the Site if submitted to SOMO MLS's Copyright Agent as described below. Upon receipt of a notice alleging copyright infringement, SOMO MLS will take whatever action it deems appropriate within its sole discretion, including removal of the allegedly infringing materials. If you believe that your intellectual property rights have been violated by SOMO MLS or by a third party who has uploaded materials to the Site, please provide the following information to SOMO MLS's designated Copyright Agent listed below: a. A description of the copyrighted work or other intellectual property that you claim has been infringed; b. A description of where the material that you claim is infringing is located on the Site; c. An address, telephone number, and e-mail address where SOMO MLS can contact you and, if different, an e-mail address where the alleged infringing party, if not SOMO MLS, can contact you; d. A statement that you have a good-faith belief that the use is not authorized by the copyright owner or other intellectual property rights owner, by its agent, or by law; e. A statement by you under penalty of perjury that the information in your notice is accurate and that you are the copyright or intellectual property owner or are authorized to act on the owner's behalf; f. Your electronic or physical signature. SOMO MLS may request additional information before removing any allegedly infringing material. In the event SOMO MLS removes the allegedly infringing materials, SOMO MLS will immediately notify the person responsible for posting such materials that SOMO MLS removed or disabled access to the materials. SOMO MLS may also provide the responsible person with your e-mail address so that the person may respond to your allegations. SOMO MLS reserves the right to terminate, limit or suspend any user's access to the Site in the event of repeated infringing activity. If you believe that a user of this Site is a repeat infringer, please follow the above instructions to contact SOMO MLS's Copyright Agent. Please include sufficient information to assist SOMO MLS in determining that the user repeatedly engaged in infringing activity. SOMO MLS registered a designated agent with the Copyright Office pursuant to 17 U.S.C. 512(c). SOMO MLS's designated Copyright Agent is: Laurie Joecks 1310 Primrose, Springfield, MO 65804, Phone: 417-883-1226, Email: laurie@gsbor.com